Category: Investor Education
First, the disclaimer: If you can’t afford to lose 100% of your investment, then you shouldn’t invest – hard stop. Now the TLDR: When comparing the two, a debt investment can be less risky, provide regular paybacks, but also has less upside than an equity investment. If you are looking to make an equity investment...
Two weeks ago, we discussed some reasons to invest local via the JOBS Act and Reg CF. Last week, we answered how to invest in local SMBs through Investment Crowdfunding. So let’s say you’ve done your due diligence and you’re on board. You decide to flap your angel investing wings and place some dollars in...
If we’re talking about new and innovative ways to invest, we have to talk about Robinhood. Robinhood has become synonymous with the democratization of finance, aka making investing easily accessible to unaccredited investors. While Robinhood laid much of the foundation for the idea of taking personal ownership in investing, there are fundamental differences you should...
Let’s be honest for a moment. When we eat out, 99% of us (disclaimer: fake stat we made up) don’t go beyond leaving a standard tip if we were impressed with our meal and service. And for places like auto shops, there’s a slim chance anyone leaves a tip at all. Say their service or...
So, what’s an accredited investor anyway? Are you one? Does it matter? As to the first question, it’s pretty simple. An accredited investor is someone who has Net worth of at least $1,000,000 (not including their home) OR Had an annual income of at least $200,000 for the last two years (or $300,000 in household...
If you’ve read our stuff before, you know Regulation Crowdfunding provides a new-to-you business investment opportunity. An avenue to invest local that has been suppressed since before the Great Depression is now yours for the taking! Breathe in all the freedom that can be packed into a phrase beginning with “regulation”. But it’s important to...
When you hear the term “crowdfunding for small business,” it might sound like a recent phenomenon. But put aside Reg CF and tech startups for a moment because in reality, crowdfunding is as old as Irish ale. Crowdfunding can include everything from college beer fund donations to betting on flying cars in Silicon Valley, but...
Transparency. Our final core belief is “transparency builds trust”. Among private equity partners, this is often encapsulated in phrases like “no surprises” or “give me bad news fast”. In Reg CF, this is usually “what could go wrong with investment X or company Y?”. For those interested in investing through Vicinity, it may be “where...
The first time I asked my wife out was at a coffee shop on a corner street. It was a significant moment for us, and by default, the shop became a significant place. A year and a half later we would get married, and it all started in that coffee shop on the corner. We...
The Dow Jones surged over 20% between March 23 and March 26 with the financial markets betting on the imminent (and unprecedented) stimulus package. The Dow Jones stock prices had another spike from April 3 to April 6, possibly being carried by Trump’s announcement of oil competition dropping (and prices to consumers increasing) as the...
