Category: Investor Insights
Here in the Upstate, tis the season for countless Eastern Gray Squirrels to busily bury, unbury, rebury and even lose track of diligently harvested acorns. While this peculiar behavior can stump even the most astute sciuriologist (trivia nugget #1), there’s a perfect (used loosely) connection to investor goals and outcomes. Nuturally, I expect you’ll want an explanation. Don’t worry; it’s not too tough a nut to crack.
Apps like Acorns have brought the phrase “micro investing” on the scene with their approach of rounding up to the next dollar whenever you spend money to invest in exchange-traded funds (ETFs). So your $3.78 latte would trigger $0.22 moving from your checking account to your Acorns account. While this function fits the connotation of...
Just in case you’re new to all this, (“this” meaning dropping angel investments like a boss) we thought we’d give a few tips on what to look for when reviewing a campaign page. You may have watched a video at the top of the page and, in your excitement, jumped down to read all about...
Investing can be complex. Building a smart investment strategy and risk management discipline takes work. But an investor is only deemed an expert based on one thing: track record; when someone can turn around and say, “Hey, look! It worked!” This is the funny thing about tying “expertise” to the practice of risking capital into...
Welcome to an adrenaline junkie’s guide to analyzing risk. I wouldn’t blame you if you closed your laptop immediately and walked away. But thanks to years of poor, risk-ignoring, endorphin-driven choices, I’ve learned valuable decision-making skills around separating thrill-seeking motivations from money-seeking endeavors. Thrill-seeking desires are great for a few afternoons of cliff diving. Not...
It’s no secret. Whether we’re talking attention spans or investing strategies, we live in an age of short-sightedne… oh look! Bitcoin! Everybody wants to make a quick buck. Over the years, priority in the markets has shifted from forward-looking innovation and production to short-term earnings and a ”we’ll get to you later” approach to research...
Did you know that drinking from the horn of a unicorn might protect you from stomach trouble, epilepsy, or poison? This mythological horned horse/goat would fetch you quite the hefty price on the market. Equally rare, a unicorn company is hunted by many investors to take them to a magical land of riches and royalty...
One of the main financial statements you can use to analyze a business is the Profit and Loss statement (aka the income statement, the P&L, or the statement of financial results). What does it do? The P&L measures the revenues, costs and expenses of a business over a period of time. You start at the...
Before we talk about the future, let’s mention a bit about the past. Business owners, sales leaders, finance executives and other stakeholders are all tasked with monitoring basic financial statements. Tools like the Income Statement, Balance Sheet and Statement of Cash Flows tell stories about business results in the past. These stories contain lots of...
First, the disclaimer: If you can’t afford to lose 100% of your investment, then you shouldn’t invest – hard stop. Now the TLDR: When comparing the two, a debt investment can be less risky, provide regular paybacks, but also has less upside than an equity investment. If you are looking to make an equity investment...
