Tag: Main Street Investing
Apps like Acorns have brought the phrase “micro investing” on the scene with their approach of rounding up to the next dollar whenever you spend money to invest in exchange-traded funds (ETFs). So your $3.78 latte would trigger $0.22 moving from your checking account to your Acorns account. While this function fits the connotation of...
It’s no secret. Whether we’re talking attention spans or investing strategies, we live in an age of short-sightedne… oh look! Bitcoin! Everybody wants to make a quick buck. Over the years, priority in the markets has shifted from forward-looking innovation and production to short-term earnings and a ”we’ll get to you later” approach to research...
Did you know that drinking from the horn of a unicorn might protect you from stomach trouble, epilepsy, or poison? This mythological horned horse/goat would fetch you quite the hefty price on the market. Equally rare, a unicorn company is hunted by many investors to take them to a magical land of riches and royalty...
There’s nothing like the Upstate highlands. A green canopy of trees covers the Appalachian slopes like a blanket over the body of an old warrior. ‘Tis a noble region besieged by Big Business and Corporate America. But no more. Communities are rallying around a war cry: “They may take our downtowns, but they’ll never take...
One of the main financial statements you can use to analyze a business is the Profit and Loss statement (aka the income statement, the P&L, or the statement of financial results). What does it do? The P&L measures the revenues, costs and expenses of a business over a period of time. You start at the...
I’ll never forget pitching two angel investors with my first fully thought-out business plan. I’ve always been a dreamer, a creator, and an aspiring visionary known for the verbal tick, “What if…” But this was the first time I had put pen to paper (fingers to keyboard), pulled out my calculator (iPhone), and drawn up...
Let’s be honest for a moment. When we eat out, 99% of us (disclaimer: fake stat we made up) don’t go beyond leaving a standard tip if we were impressed with our meal and service. And for places like auto shops, there’s a slim chance anyone leaves a tip at all. Say their service or...
If you’ve read our stuff before, you know Regulation Crowdfunding provides a new-to-you business investment opportunity. An avenue to invest local that has been suppressed since before the Great Depression is now yours for the taking! Breathe in all the freedom that can be packed into a phrase beginning with “regulation”. But it’s important to...
Spreadsheets, bookkeeping, cash flows, balance sheets, financial statements…it’s tough to manage your finances as a small business. You may be a passionate owner with a tremendous product or service, but maybe your financial situation isn’t where you’d like it to be. That’s totally normal. Did you know small business accounts for a mind-boggling 99.7% of...
Transparency. Our final core belief is “transparency builds trust”. Among private equity partners, this is often encapsulated in phrases like “no surprises” or “give me bad news fast”. In Reg CF, this is usually “what could go wrong with investment X or company Y?”. For those interested in investing through Vicinity, it may be “where...
