Archives

Investor Insights: Investor Accreditation

by John Crawford on July 22, 2020.

So, what’s an accredited investor anyway? Are you one? Does it matter? As to the first question, it’s pretty simple. An accredited investor is someone who has  Net worth of at least $1,000,000 (not including their home) OR Had an annual income of at least $200,000 for the last two years (or $300,000 in household...

Reasons to Invest Local with Regulation Crowdfunding

by Joshua Rollins on July 22, 2020.

If you’ve read our stuff before, you know Regulation Crowdfunding provides a new-to-you business investment opportunity. An avenue to invest local that has been suppressed since before the Great Depression is now yours for the taking! Breathe in all the freedom that can be packed into a phrase beginning with “regulation”. But it’s important to...

Time Travel, Reg CF, And The Justice League

by Kasen Wysong on July 14, 2020.

When you hear the term “crowdfunding for small business,” it might sound like a recent phenomenon. But put aside Reg CF and tech startups for a moment because in reality, crowdfunding is as old as Irish ale.  Crowdfunding can include everything from college beer fund donations to betting on flying cars in Silicon Valley, but...

How can I increase cash flow as a small business?

by Kasen Wysong on July 7, 2020.

Spreadsheets, bookkeeping, cash flows, balance sheets, financial statements…it’s tough to manage your finances as a small business. You may be a passionate owner with a tremendous product or service, but maybe your financial situation isn’t where you’d like it to be. That’s totally normal.  Did you know small business accounts for a mind-boggling 99.7% of...

Transparency Builds Trust

by Joshua Rollins on June 30, 2020.

Transparency. Our final core belief is “transparency builds trust”. Among private equity partners, this is often encapsulated in phrases like “no surprises” or “give me bad news fast”. In Reg CF, this is usually “what could go wrong with investment X or company Y?”. For those interested in investing through Vicinity, it may be “where...

5 Reasons To Invest In Your Community

by Kasen Wysong on June 23, 2020.

The first time I asked my wife out was at a coffee shop on a corner street. It was a significant moment for us, and by default, the shop became a significant place. A year and a half later we would get married, and it all started in that coffee shop on the corner. We...

The Wall Street – Main Street Disconnect

by John Crawford on June 9, 2020.

The Dow Jones surged over 20% between March 23 and March 26 with the financial markets betting on the imminent (and unprecedented) stimulus package. The Dow Jones stock prices had another spike from April 3 to April 6, possibly being carried by Trump’s announcement of oil competition dropping (and prices to consumers increasing) as the...

Explaining the Form C

by Joshua Rollins on June 3, 2020.

What is it? The Form C is the required SEC filing for any company looking to raise capital through Regulation CF. It needs to be filed before your campaign can go live and before any advertising about your offering takes place. As a potential investor, the Form C is a tool to evaluate the main...

Leading in Trust, Underdog in Finance

by John Crawford on May 26, 2020.

“Now I am going to read you a list of institutions in American society. Please tell me how much confidence you, yourself, have in each one — a great deal, quite a lot, some or very little?” Ok, close your eyes. Pretend you didn’t just see the exhibit at the top of this blog. How...

On Local Stimulus and You

by John Crawford on May 20, 2020.

Main Street is reeling and the pressure on small and medium-sized businesses (“SMBs”) is not going to let up anytime soon. One study has shown that “a combined 63 percent [of SMBs]  have either zero cash reserves (32.4 percent) or enough cash for a short-duration event (30.7 percent).”[i] There will be no quick fix, but...