Author: John Crawford

Investor Insights: Prophets and Pro Formas

by John Crawford on August 12, 2020.

Before we talk about the future, let’s mention a bit about the past. Business owners, sales leaders, finance executives and other stakeholders are all tasked with monitoring basic financial statements. Tools like the Income Statement, Balance Sheet and Statement of Cash Flows tell stories about business results in the past. These stories contain lots of...

Investor Insights: Investor Accreditation

by John Crawford on July 22, 2020.

So, what’s an accredited investor anyway? Are you one? Does it matter? As to the first question, it’s pretty simple. An accredited investor is someone who has  Net worth of at least $1,000,000 (not including their home) OR Had an annual income of at least $200,000 for the last two years (or $300,000 in household...

The Wall Street – Main Street Disconnect

by John Crawford on June 9, 2020.

The Dow Jones surged over 20% between March 23 and March 26 with the financial markets betting on the imminent (and unprecedented) stimulus package. The Dow Jones stock prices had another spike from April 3 to April 6, possibly being carried by Trump’s announcement of oil competition dropping (and prices to consumers increasing) as the...

Leading in Trust, Underdog in Finance

by John Crawford on May 26, 2020.

“Now I am going to read you a list of institutions in American society. Please tell me how much confidence you, yourself, have in each one — a great deal, quite a lot, some or very little?” Ok, close your eyes. Pretend you didn’t just see the exhibit at the top of this blog. How...

On Local Stimulus and You

by John Crawford on May 20, 2020.

Main Street is reeling and the pressure on small and medium-sized businesses (“SMBs”) is not going to let up anytime soon. One study has shown that “a combined 63 percent [of SMBs]  have either zero cash reserves (32.4 percent) or enough cash for a short-duration event (30.7 percent).”[i] There will be no quick fix, but...